Personal Finance Daily: States sue Betsy DeVos and the dark side of Thaler’s ‘nudge theory’

Happy Tuesday, MarketWatchers! We hope you had good days. Here are your top stories in personal finance.

Personal Finance

States sue Betsy DeVos over delays to Obama-era crackdown on for-profit colleges

The suit is the latest in the battle over the gainful employment rule.

How online dating affects divorce rates (and makes the world a more harmonious place)

OKCupid, Tinder and the rest could actually create a more harmonious society.

Working longer hours, spending more on luxuries: The dark side of Nobel-winner Richard Thaler’s ‘nudge theory’

Thaler tells people to “nudge for good,” but not everyone follows his advice.

In the age of automation, this is how immigrants help American workers

A new study suggests immigration helps offset some of automation’s nastier side effects.

What you need to know about the government’s ‘Game of Loans’ operation

The FTC and multiple states are cracking down on student debt-relief scams.

America’s No. 1 financial regret

Regrets? Americans have had more than a few when it comes to finances.

Americans receive nearly half of their medical care from emergency rooms

For many Americans, insurance coverage does not result in improved access to health care.

Domestic Violence Awareness Month: The hidden scars of financial abuse

How banks can help survivors get their lives back.

6 taxes only rich people have to pay

The wealthy pay their fair share — and then some.

The $72,000 question you should be asking your real estate agent

It’s National Cyber Security Awareness Month. Be very careful where you wire the deposit on your new home.

Elsewhere on MarketWatch

U.S. trade representative says he’s ‘surprised’ as Nafta talks pushed into 2018

The U.S. trade representative on Tuesday said he was “surprised” and “disappointed” as talks with Canada and Mexico on renegotiating Nafta were pushed into next year.

Trump Today: President says senators’ Obamacare agreement only ‘short term’

President Donald Trump said Tuesday a Senate agreement to shore up the Affordable Care Act was a “short-term deal” that could lead to a longer-term solution for Obamacare, touted the Dow Jones Industrial Average breaking the 23,000 mark and announced his drug czar nominee had withdrawn.

Trump’s new travel ban blocked again by Hawaii judge

A federal judge on Tuesday blocked the Trump administration from implementing its planned new travel restrictions on people from six Muslim-majority countries, ruling the president’s latest ban on travel is likely unlawful.

Senators reach deal to fund insurers, give states flexibility

Two senators on Tuesday finalized the basic contours of a bipartisan deal designed to shore up the nation’s health-insurance markets while giving states more say in how they implement rules set out by the Affordable Care Act.

$4,000? Income boost from corporate tax cuts may be more like $500

The boost to incomes that the White House sees resulting from cutting the corporate tax rate may be only a fraction of what it is estimating.

Americans aren’t convinced good times will last long if you look at how they spend

Are Americans still anxious about their financial future even after eight years of a growing economy? Their hesitation to spend on certain “extras” such as going out to eat, visiting Disney World or buying a club membership suggests lingering angst.

‘Might finally be time to get on with rate rises’ — analysts on BOE’s next move after inflation report

Consumer price inflation in Britain has bounded to its highest in more than five years, with the reading now turning attention to what’s next for the U.K.’s record-low interest rate.

The people suffer when corporations monopolize knowledge

Maximizing profits for a few, rather than global development and welfare for the many, doesn’t make much sense, writes Joseph Stiglitz and his co-authors.

Faber says U.S. wouldn’t have made as much ‘progress’ if colonized by blacks

Swiss investor Marc Faber has doubled down on racially charged remarks suggesting that the U.S. would be in a worse if it had been colonized by blacks instead of whites.

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